Nigerian Lady Shares Experience After Sending N55,200 to Wrong Account

• @motundeee, a Twitter user, admitted to sending money to an Opay account that also served as the recipient’s phone number.

• Upon reaching the account owner, the woman demanded a cut of the funds as a condition for the refund, rather than simply returning the money.

A young Nigerian woman has shared her ordeal after accidentally transferring ₦55,200 to a stranger’s Opay account, only to be met with an unexpected demand before getting her money back.

The lady, known as @motundeee on X (formerly Twitter), recounted how she mistakenly sent the money to a mobile money account linked to the recipient’s phone number.

Realizing the error, she managed to contact the account owner by calling the number associated with the account. However, instead of returning the money outright, the recipient insisted on receiving a portion of the money before making the refund.

“I sent ₦55,200 to a wrong account (Opay). I haven’t met her before. I called her line, she said, ‘How much do I want to give her from there?’” she wrote.

The situation dragged on for three days, during which both parties negotiated. In the end, they agreed that the recipient would keep ₦5,200, while the remaining ₦50,000 would be returned.

“I sha gave her ₦5,200. And the money has been with her since Saturday btw 😂😂. I was able to collect it back on Tuesday I think,” @motundeee added in her post.

The incident has since sparked conversation online about the ethics of such demands in mistaken transactions and how financial institutions can better safeguard against similar issues.